Bring Your Dream Home to Life

Bring your dream home to life.


Save time and money with a One-Close Construction Loan.

Building a custom home takes hundreds of decisions, but paying for it is easy with a one-close construction loan. Instead of getting separate loans for building and buying, you can get one convenient loan to cover both. There’s just one application and one closing, saving you time and money, too. And now, this all-in-one loan includes higher limits and ARM1 options, so you may be able to dream even bigger.


  • Fixed and ARM options are available
  • Loan amounts up to $3 million
  • Lock in your rate at any time
  • Easy construction draw process
  • One set of closing costs and fees
  • Interest-only payments during construction
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Construction to permanent financing for primary residence and second homes. Jumbo One-Close construction program allows for payment of interest-only during construction. Note to be modified upon completion of improvements to a fully amortized principal and interest payment. Soft costs (architectural, engineering, and permit fees) may be financed, closing costs may not. Full third-party builder contracts only. Teardowns and major renovations are eligible. Not available in U.S. Virgin Islands or Puerto Rico.

1With an adjustable-rate mortgage (ARM), your loan will have an initial fixed-rate period. After the fixed-rate period, your interest rate will adjust up or down according to market rates at the time of the reset. Your payment amount will vary based on any adjustment in the interest rate after the fixed-rate period, and your monthly payment may increase. Your variable rate can adjust bi-annually, or every 6 months, for the remaining life of the loan.

Construction term of up to 24 months is available, based on builder contract or project size over $1.5M

CONSIDERATIONS: • Fees and charges may vary by state. • Construction period extensions may be granted at a cost of $1,000 per month with a maximum of 6 extensions. No partial months are allowed.• Important information will be provided to you in the disclosures you receive after we have received your application and the loan documents you are provided at loan closing.

Programs for qualified borrowers. All borrowers are subject to credit approval, underwriting approval, and lender terms and conditions. Programs subject to change without notice. Some restrictions may apply. Not a commitment to lend. 7/22

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