The Advantage of a Certified Divorce Lending Professional (CDLP)
When dealing with divorce and real estate financing, partnering with an experienced and skilled (CDLP) Divorce Lending Professional is crucial.
Sr. Loan Originator
Divorce Mortgage Planner
NMLS ID 1571815
Co NMLS ID 286706
Consult a Certified Divorce Lending Professional
Compassionate Guidance for Mortgage Financing in Divorce
As compassionate and experienced Divorce Lending Professionals, we understand the challenges and difficulties of divorce. That’s why we offer specialized expertise and guidance to help clients make informed decisions about mortgage options during divorce.
One of the benefits of working with us is our specialized training in mortgage financing and real estate transactions related to divorce. As Certified Divorce Lending Professionals (CDLP), we bring a unique perspective and understanding of the legal and tax implications of mortgage financing in divorce situations and specific mortgage guidelines for divorcing clients. We aim to provide guidance and expertise and offer compassionate support throughout the process.
To ensure a smooth process, we recommend divorcing mortgage clients:
Call us today at: (972) 974-7577. Working with a CDLP can provide invaluable expertise and guidance during a divorce.
- Gather mortgage documents: Collect all mortgage documents, including loan statements, payment history, and any outstanding balances.
- Review credit reports: Obtain a copy of your credit report from all three credit bureaus and review them for accuracy.
- Assess property values: Determine the current value of all real estate assets, including the marital home and any investment properties.
- Evaluate existing mortgage loans: Determine the outstanding balances, interest rates, and monthly payments for all existing mortgage loans.
- Consider refinancing options: Discuss potential refinancing options with us to determine if refinancing makes sense based on your financial situation.
- Plan for the future: Create a strategic plan for your mortgage financing post-divorce to ensure you have the best opportunities to secure mortgage financing in the future.
As Divorce Lending Professionals, we can guide you through the best options available for your unique situation. We offer comprehensive services to help clients going through a divorce navigate the complexities of mortgage financing and real estate transactions.
These services include:
- Full Divorce Mortgage Planning: A comprehensive analysis of your mortgage and real estate situation to identify opportunities for both spouses to obtain mortgage financing and move forward with their lives.
- Employment & Support Income Analysis: Review your income and support documents to determine your eligibility for mortgage financing and provide guidance on how to structure support payments to maximize mortgage opportunities.
- Equity Buy-Out Structure & Pre-Approval: This provides a pre-approval to help determine your purchasing power and advise you on the best equity buy-out structure for your unique situation.
- Real Property Cash Flow Analysis: Analysis of your actual property holdings and guidance on optimizing your cash flow during and after divorce.
- Residential Loan Origination: Assistance with obtaining mortgage financing to purchase a new home or refinance an existing one.
- Credit Analysis and Repair Consultation: Guidance on repairing your credit and improving your chances of obtaining mortgage financing.
- Reverse Mortgage Planning: Guidance on how a reverse mortgage may be used to help achieve your post-divorce financial goals for clients who are age 62 or older.
- General Consulting & Litigation Support: Consult and support services to attorneys, mediators, and divorce professionals.
- Mediation & Collaborative Support: Assistance with the financial aspects of mediation and collaborative divorce processes.
- Expert Witness Reports & Testimony: Provision of expert witness reports and testimony on mortgage financing and real estate divorce-related transactions.
At Nortex Mortgage, we are committed to providing compassionate and expert guidance to our clients throughout the entire divorce process. Whether you have questions about alimony, child support, divorce buyouts, or any other divorce or legal separation concerns, please don’t hesitate to contact us for personalized support. Our goal is to help you make informed decisions about your mortgage options and ensure that both parties have the best opportunities to secure mortgage financing post-divorce, so you can move forward with your life and build a better future for yourself and your family.